Our Team
The Cornerstone Team
With a ‘find the need, fill the need’ mentality, Cornerstone has assembled a group of professionals to serve you
Plans fail for lack of counsel, but with many advisers they succeed. — Proverbs 15:22.
In order to make our clients’ goals a reality, Cornerstone has teamed up and assembled a group of professionals to make victory a reality.
W. Matthew Kowalczyk
Owner
Matt Kowalczyk through many blessings from God and the support of his wonderful wife and family, has been in the insurance and financial planning profession since 1996 and has owned businesses in those fields since 1997. Matt has trained many CPAs, accountants, attorneys, financial planners, agents, and advisors over the years to help them serve their clients more efficiently. With extensive knowledge in financial planning, healthcare, consumer driven health plans, cash balance plans, advanced tax planning concepts, estate planning, and business succession planning Matt has served professionals and clients in several parts of the country. Matt has also served on advisory boards for insurance companies over the years.
Matt has been blessed with a beautiful wife, Karen, and together they raise five wonderful children. Faith and family are the true foundation that Matt builds his life on. Matt has started an online magazine called SportsFaith that focuses on faith in sports and has helped launch Clear Mission Networking which connects Christian professionals and helps build business with God at the center. When there is time he also plays saxophone on worship teams and for a praise-and-worship big band called “The Swinging Angels.” Cornerstone is active in several community programs from little league to pageants that they sponsor. Matt, Karen, and their family have also participated in many bike races, running events, and have even done a couple tri- and duathlons.
Shari Peggs
Assistant
Shari has been with the Cornerstone family since September 2019 and is a valuable addition to the team. Shari’s attention to detail and service-first attitude has added a level of professionalism that is tough to come by.
Andrew Gerlach
Agent
Andrew is passionate about building a secure game plan for college-bound students and their families. With debt becoming a paramount issue for our country, Andrew helps provide planning to lower the potential of becoming a slave to debt.
Andrew also helps people build a future that allows for financial independence and clarity with all of their assets working together to serve the people, not the other way around.
Karen Kowalczyk
Office Manager
Karen has been serving in the industry since 1990. After deciding to step down from corporate management at Humana in 2018, Karen has been a very welcome addition to the Cornerstone team. Dedicated to customer service and excelling in organization, Cornerstone is better as a group because of Karen.
Joshua Settle
Agent
Further extending his portfolio of expertise, Mr. Settle holds the position of Chief Financial Officer at SABO Outdoors INC. His leadership role involves driving the company’s financial planning by analyzing its performance and risks. Firmly committed to enhancing fiscal growth, Mr. Settle’s role entails managing vendor relationships, maintaining financial reports, budgeting, implementing robust policies, and ensuring compliance with regulations.
Jodi Schramm
Admin / Project Manager
Jodi joined Cornerstone in June of 2024 and is excited to learn more about the industry. She will certainly be an integral part of the team with her customer service, attention to detail, project management / organizational skills, and outgoing personality.
